CEO offers small loans tailored to meet the practical needs of working families and new Americans.
For newcomers to the U.S., linguistic and cultural barriers often exclude people from participating in the financial system.
IRC's Center for Economic Opportunity (CEO) is a unique non-profit Community Development Financial Institution (CDFI) Loan Fund that specializes in making flexible, affordable consumer and microenterprise loans to borrowers with little access to traditional financing. Our loans are made from within trusted local community organizations and are offered in tandem with related trainings and services.
CEO offers a diverse range of installment loan products show below. Click on each loan product for details on current terms and interest rates.
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Credit building ladder loans establish and actively build credit history.
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Accessible start-up capital offered alongside technical assistance.
CEO integrates loans into connected programs
CEO’s borrowers would have a hard time finding affordable financing elsewhere, often due to a lack of credit or because they are new to the U.S. In turn, financial exclusion makes climbing the economic ladder that much harder.
CEO makes loans through partnerships with community-based organizations. Our loans support local asset-building programs and help borrowers build credit and access capital to enhance their financial resilience. The loans provide an option for affordable credit, while our partners’ programs boost income earning potential and financial management skills.
Below is an example of how CEO loans and partners' programs work in-tandem:
Please visit our help center to find out more about our specific loan products.
— California loans made pursuant to a California Financing Law license. Arizona loans made pursuant to Arizona Consumer Lender license. —
