CEO offers small loans tailored to meet the practical needs of working families and new Americans.
For newcomers to the U.S., linguistic and cultural barriers often exclude people from participating in the financial system.
IRC's Center for Economic Opportunity (CEO) is a unique non-profit Community Development Financial Institution (CDFI) Loan Fund that specializes in making flexible, affordable consumer and microenterprise loans to borrowers with little access to traditional financing. Our loans are made from within trusted local community organizations and are offered in tandem with related trainings and services.
CEO offers a diverse range of installment loan products show below. Click on each loan product for details on current terms and interest rates.
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Credit building ladder loans establish and actively build credit history.
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Accessible start-up capital offered alongside technical assistance.
CEO integrates loans into connected programs
CEO makes loans through partnerships with community-based non-profit organizations. Our loans support local asset-building programs and help borrowers build credit and access capital to enhance their financial resilience.
CEO was founded by the International Rescue Committee, to further catalyze the economic gains of more than 50,000 primarily refugee and immigrant individuals who access IRC’s services in the U.S. each year. IRC’s linguistic and cultural competence and deep relationships with marginalized immigrant communities allows CEO to responsibly deploy capital to financially isolated households.
Our loans work in-tandem with related programs operated by our community partners to amplify impacts, for example:
Please visit our help center to find out more about our specific loan products.
— California loans made pursuant to a California Financing Law license. Arizona loans made pursuant to Arizona Consumer Lender license. —
